01/24/2010  
NMB Police recommend using credit cards
not debit cards as gas stations.
Fraud is on the rise.

Credit Card Fraud on the Rise. Don't use you PIN at the gas pump.

Don't Type in Your Pin at the Gas Pump

Be especially vigilant at gas stations. Gas pumps are notorious for skimming because they're produced by only a couple of different manufacturers, and if someone gets the key to one from a disgruntled employee, they can insert a skimming device inside the pump where it can't be seen. We recommend using a credit card rather than a debit card when you fill your tank.

If you must use a debit card at the gas pump, choose the screen prompt that identifies it as a credit card so that you do not have to type in your PIN. The purchase amount will still be deducted from your bank account, but it will be processed through a credit-card network, which will give you greater protection from liability if fraud does occur. This is because card issuers typically have "zero liability" policies for both debit and credit cards, but sometimes exclude PIN-based transactions from that protection.

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